Credit counseling for individuals and the self-employed
In online loan counseling, individuals and the self-employed should find the best independent loan offers from banks, credit institutions and credit intermediaries. A good independent credit counseling offers eg the Stanu Test. Stanu Test compares the loan offers from various banks, credit institutions and other financial service providers. If you prefer to have a personal conversation about financing, you can also visit a consumer center.
Loan comparison offers for individuals and the self-employed
Not for all purposes is necessarily a loan advice necessary. If you only want to find out about the current loan conditions of the various lenders, you can use a loan calculator here for free. With a credit comparison on the Internet, you can easily find the right loan. When comparing loans, look for the level of the effective interest rate, additional fees and, if desired, the possibility of special repayment. A high credit rating improves lending rates. Before you calculate the interest, you should have determined your funding needs and your maximum monthly exposure limit.
Alternative to the loan from the bank – personal loans
Nowadays you do not necessarily have to go to the bank for a loan. There are credit marketplaces on the Internet where you can borrow money from private money lenders. When lending private individuals to individuals, the borrower simply needs to describe their loan request in a “loan project” and publish it on the loan portal. Several lenders will continue to invest until the loan project is fully funded.
Debt rescheduling loan or top-up loan
The ongoing low lending rates are currently encouraging the replacement of expensive loans. If you want to increase your credit, this is the right time. A loan can be made on the internet with just a few clicks, just make an online loan application and in a few days the money is in your account.